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Frequently Asked Questions: public money receiving account Sites

Table of Contents

FAQ

Q1 What is the public money receiving account Registration System?

A1

The public money receiving account Registry Program is a program in which each person is required to register one bank account at a financial institution with the national government (Digital Agency) to receive benefits.
The registered account information, such as account number, will be provided to the Administrative Body, etc. that is responsible for the payment of benefits, etc.

Q2 What are the benefits of registering a public money receiving account and what benefits can I receive?

A2

In the past, when applying for benefits, etc., it was necessary to fill out account information and attach documents such as a copy of your passbook, but by registering your public money receiving account in advance, you can skip filling out account information and submitting attached documents.
In addition, the application acceptance and review procedures at administrative agencies can be simplified, leading to prompt payment.
Public money receiving account can be used to receive a wide range of benefits such as child allowances, pensions, and income tax refunds. For details on the benefits you can receive, please visit , such as benefits you can receive using public money receiving account .

Q3 If I register for a public money receiving account, can I receive benefits, etc. automatically?

A3

You need to apply for the use of public money receiving account when you apply for benefits, etc., and you cannot receive benefits, etc. automatically.
Depending on the type of benefit, etc., the administrative organ, etc. may make a transfer if no request is made to change the transfer destination after making an inquiry to Digital Agency regarding information on public money receiving account and requesting confirmation as to whether the transfer should be made to the account registered as public money receiving account.

Q4 If I do not register my public money receiving account, can I not receive benefits?

A4

You can receive benefits even if you don't register your public money receiving account.
However, as in the past, it is necessary to fill out and enter account information and submit attached documents such as a document that shows account information (copy of bankbook, cash card, etc.) every time you apply for benefits.

Q5 What information will be registered with the national government as a public money receiving account?

A5

The following information is registered:
In addition, information on registration procedures and screening / registration processing (methods of application procedures, dates of application procedures and dates recorded in the public benefit account register, etc.) will be recorded.

  • My Information
    • Name (including furigana)
    • Address (Residence / Receiver)
    • Date of
    • Contact information (telephone number, e-mail address)
  • Account Information
    • Financial institution (name / code)
    • Branch of financial institution (name / code)
    • Account type (ordinary, checking)
    • Account Number
    • Code (only for Japan Post Bank)
    • Account Name (Kana)

*When you register for public money receiving account, you will never be asked for your bank account PIN or online banking account name or password.

Q6 What is the information provided to the administrative body, etc. that provides benefits?

A6

The necessary account information (Specific Personal Information Number 89) for transferring the following benefits will be provided to the administrative organ that will provide the benefits.

  • Financial institution (name / code)
  • Branch of financial institution (name / code)
  • Account type (ordinary, checking)
  • Account Number
  • Code (only for Japan Post Bank)
  • Account Name (Kana)

Q7 If you register an account, will the government be able to grasp your deposit balance and transaction history (such as deposit and withdrawal history)?

A7

Public money receiving account registration does not tell you about your account balance or transaction history.
At the time of public money receiving account registration, Digital Agency will only obtain and provide information necessary for the use of public money receiving account, such as the names of financial institutions and account numbers.

Q8: Will taxes be deducted from my registered account?

A8

Tax, etc. will not be deducted due to the registration of public money receiving account.

Q9 If My Number is known to others or your My Number Card is stolen, will your savings be withdrawn?

A9

You cannot withdraw money from a deposit account that is registered as a public money receiving account only with your My Number or My Number Card.
If your My Number Card is stolen, please follow the steps below.

  1. Immediately report to the nearest police station or police box.
  2. Please contact the My Number Comprehensive Toll-free (voice guidance #2 "Lost or Stolen My Number Card") and request a temporary suspension of use of the My Number Card.
  3. Please notify the municipality where you live and follow the procedure for reissuance of the My Number Card.

Q10 If I register public money receiving account, will all the deposit accounts I have be registered along with my My Number?

A10

Public money receiving account is a program in which each person registers one account as an account to receive benefits.
Only deposit accounts registered in public money receiving account are registered with My Number (Individual Number).
My Number (Individual Number) is used to identify whose Digital Agency information is the account information registered in the country (public money receiving account).

Q11 What is the difference between the numbering of My Number to deposit accounts (deposit account numbering scheme) and the public money receiving account registry scheme?

A11

The "Deposit Account Numbering Scheme" and the "public money receiving account Registry Scheme" are different schemes. For details, please refer to the Deposit and savings account numbering system.

  • Public money receiving account Plan
    • A system that aims to realize prompt payment of benefits by registering a deposit account with the national government in advance to receive benefits, etc.
  • Deposit and savings account numbering system
    • The purpose of this system is to link My Number to accounts at financial institutions, making it possible for a single financial institution to identify deposit accounts at various financial institutions based on My Number and personally identifiable information (name, address, date of birth), making it possible to identify the deposit account in the name of the deceased at the time of inheritance, and to inquire about one's own deposit account and withdraw deposits (*) at the time of a disaster.

*Withdrawal of deposits and savings is not possible at this time.